Balmoral Leather A4 Deluxe Zip Ring Binder with a Lightly Padded & Stitched Cover, Finished in a Balmoral Bonded Leather Formed From Bonded Leather Waste Bonded to Form a Soft Material with an Excellent Emboss Quality & a Smooth Grain. Supplied Boxed. Large Gusseted Pocket for Notes, Brochures or Slim Line Laptops, Zip Pocket, Business Card Holder, Pen-Loop, Fitted Lined Pad, USB Flash Stick Loop, 25mm Ring Mechanism Choose From 2 or 4 Ring, Supplied Boxed. Minimum Quantities Apply.